Driven by digitalisation and new regulations, the banking and financial sector is undergoing an unprecedented transformation. Financial institutions must adapt rapidly to remain competitive while ensuring security, regulatory compliance and operational efficiency.
Our Banking & Finance team provides advisory services on both domestic and cross-border banking and financial transactions. Our professionals support and assist banks, financial institutions and FinTech players in managing both ordinary and extraordinary transactions. Specifically, the firm provides assistance with regard to various initiatives:
- Financing transactions for acquisitions, real estate deals and other company needs
- Design and structuring of syndicated loans provided by banking consortia
- Debt restructuring agreements
- Structured and project financing
- Lease and factoring transactions
- Financial guarantees
- Hedging agreements
- Crowd lending transactions
- Issues of debt instruments
- Securitisation processes
Andersen is a strategic partner offering tailored support capable of meeting the specific needs of lenders (financial institutions and debt funds) and borrowers in drafting and negotiating financial contracts and personal guarantees or security rights (movable or immovable) related to transactions.
Andersen also assists all supervised entities – such as banks, financial intermediaries, asset management companies, securities brokerage firms and crowdfunding operators – in meeting the regulatory obligations and requirements imposed by the sector’s complex laws.
With a long-term growth perspective, our accountants, lawyers and corporate finance experts seek the most appropriate structure in terms of legal certainty and cost-efficiency, also assisting clients with regulatory compliance and risk management, strategic taxation and financial planning.
Banking trends in 2025
According to an analysis by WNS (a BNP Group holding), Banking & Finance sector trends for 2025 will focus on Master Data Management, partnerships between banks and FinTech, risks from cyber-attacks, intelligent chatbots handling predictive investment analysis, client welfare and financial education.
There will also be a growing focus on sustainability and social impact. Indeed, investors and consumers are increasingly rewarding financial institutions that integrate environmental, social and governance (ESG) criteria to strike a proper balance between profit and social responsibility.
In this regulatory landscape, entrusting legal and tax matters to qualified experts is becoming more important than ever.
Legal compliance and banking regulations
Financial institutions operate in increasingly complex and rapidly evolving regulatory environments. Compliance with the intricate system of national and EU rules is the first and essential step in earning the trust of the market and clients, and in avoiding sanctions.
Our legal experts support all supervised entities in properly meeting regulatory obligations under applicable laws such as CRR, MiFID II, PSD II, DORA, GDPR etc., ensuring that all financial transactions comply with regulatory requirements and reducing the risk of penalties and litigation.
We manage regulatory compliance, preparing tailored reports and implementing continuous monitoring to facilitate relations with supervisory authorities. We are experts in internal audit and process review to ensure compliance with international standards.
Tax optimisation for financial institutions
Effective tax management is a key element for the competitiveness of companies in the banking and financial sector. For this reason, Andersen supports banks, investment funds and financial intermediaries in optimising corporate taxation through tailored strategies to reduce tax burdens and improve profitability.
Moreover, our chartered accountants handle taxation of financial instruments and cross-border transactions, assisting companies on international taxation issues, double taxation and application of worldwide regulations.
They also provide strategic tax advice on M&A transactions and corporate reorganisations, ensuring that each transaction is structured and optimised from a tax perspective.
Financial advisory in extraordinary transactions
The Corporate Finance Advisory business unit is made up of professionals with many years of experience in the banking and financial sector. Structuring an M&A transaction in this sector requires a strategic vision and great attention to detail.
Our firm assists entrepreneurs in:
- Financial and legal due diligence to assess risks and opportunities, analysing the financial and legal position of the companies involved, providing a clear picture to investors and executives.
- Structuring and negotiating extraordinary transactions, defining the best contractual and financial models to maximise deal value.
- Business valuation and financial analysis for strategic transactions, ensuring that decisions are based on solid financial data and realistic growth projections.
- Managing regulatory authorisations for banking and financial concentration transactions, ensuring that all regulatory and administrative procedures are properly handled.
ESG and sustainable finance
The integration of ESG criteria is increasingly important for investors and clients. Thanks to the Sustainable Innovation Desk made up of professionals with specific expertise, Andersen assists financial institutions in preparing sustainability reports to comply with new ESG standards, monitoring environmental and social impact and ensuring compliance with new ESG regulations.
Support in developing green finance strategies to identify sustainable and socially responsible investment opportunities is combined with the integration of sustainability best practices into corporate processes, for an ethical and responsible approach to business management.